Time-Based Currency System -

Life As Value: A Time-based Currency System for a Global Basic Income and Stable Human-Centered Economy

Imagine a world where the economy is built around people and the one resource we all share equally: time. It’s been said that the world’s most valuable unused resource isn’t oil or gold – it’s human hours. The Time-Based Currency System (TBCS) is a bold proposal to harness that value for everyone, creating a more human-centered economy. In this system, simply being alive grants you a stake in the economy. Every hour you live isn’t just the passage of time – it becomes symbolic wealth, valued and recognized by society. This is more than an economic idea; it’s a vision of fairness, dignity, and unity for all humankind.

What is the TBCS? It’s a proposed global currency where time is the currency. Not time worked or traded like in local time banks, but time lived – your very existence fuels the economy. Every person, regardless of their status or abilities, receives a share of currency each day just for being alive. This ensures a baseline of economic security for all, while still encouraging ambition and enterprise. It’s an economy that values each life at its core, aligning with The One Religion’s principle that every human life is precious and every person’s needs matter.

Why a Time-Based Currency?

Time is the great equalizer. We each live one hour at a time, and no one’s day is longer or shorter than anyone else’s. By using time as the backbone of currency, TBCS creates a foundation of equity from the start. Unlike traditional money, which can be distributed unfairly at birth, time credits are earned by simply living. This means a newborn baby starts accumulating value from day one, and an elder continues to earn value every day of their life. It is a natural, morally grounded way to distribute wealth, reflecting the belief that being alive has value.

Crucially, the TBCS is not a “time bank” or barter system where one hour of work equals one credit. Instead, it’s a full free-market currency that uses time as a unit of account and a method of creating money. One credit symbolically represents one hour of life – but it does not mean everyone’s labor is equal or fixed. People remain free to price their goods, services, and labor however the market values them. In other words, an hour of skilled surgery might earn 100 credits, while an hour of another task earns 1 – the market decides. TBCS marries an underlying ethic of equality (everyone gets an equal daily allotment of new credits) with the dynamism of a free market (you can still earn, trade, and set prices freely).

By anchoring all money creation to the universal tick of time, we ensure that the economy grows as life grows. Every new day lived by the world’s people brings new value into circulation. Every life lost gently decreases the supply to honor those gone and keep balance. The result is an economy that’s organically tied to our human journey – expanding and contracting with our population in a self-regulating rhythm. This alignment with life and community is at the heart of The One Religion’s Needs-Based Morality, focusing economic systems on human needs and well-being rather than greed or arbitrary metrics.

How TBCS Works: Key Principles

At first glance, TBCS may sound complex, but its core structure is elegantly simple. Here are the key principles and rules that govern this time-based currency system in practice:

Universal Daily Credits: Every living participant in the economy receives 24 time credits per day (symbolically one credit for each hour of the day). This happens unconditionally, every day, for everyone – providing a guaranteed basic income of time credits. To maintain balance when population changes occur, the daily amount may be slightly adjusted so that the total credits in circulation always equals the total hours lived by all living participants. This automatic adjustment (demurrage) is small and shared by all, ensuring stability without manual intervention.
Initial Lifetime Grant: When an individual first joins the system, they receive a one-time lump sum of credits equal to every hour of life they have lived so far. In practice, this means a person’s age (in hours) is recognized in currency. For example, if you are 30 years old upon entering TBCS, you would start with roughly 262,800 credits (30 years × 365 days × 24 hours). This grant honors the life you’ve already lived and ensures that older participants have their fair share of the currency from the start. (Newborns, having no past hours lived, simply begin with the daily credits going forward.)
Dynamic Population Balance: Remember, the total money supply in the economy grows and shrinks in step with the living population so that it always equals the total amount of time lived by all living participants:
- When a new baby is born, they immediately begin to receive the daily credit allocation (adjusted for equilibrium). There is no initial lump sum at birth (since they haven’t lived any hours yet), but from their first day on Earth, they are earning credits. In essence, every child comes into the world with economic value and support from day one.
- When a participant passes away, the credits that their lifetime represented are removed from circulation to keep the system balanced. How? Each day the system slightly reduces the new credits issued (or takes a tiny proportion from all wallets) as needed to collectively subtract an amount equal to any departed person’s lived hours. In practical terms, this is done via a very small percentage demurrage fee (less than 0.007% daily) or reduction on everyone’s holdings – so the burden is shared by all and no single person is drastically affected. If the deceased had credits left unspent and unclaimed, those unclaimed credits could eventually revert to a common Social Fund dedicated to the most necessary needs (used to support urgent needs of the community or future generations). In this way, even after someone’s death, their unused wealth contributes to society’s welfare.
Free-Market Economy: Prices and wages are not fixed by the system – they’re determined by the free market, just as in today’s economy. One credit represents one hour of life lived, but not one hour of life worked; the value of goods or labor is whatever people are willing to pay for it. Participants can charge any number of credits for their products or services. You could earn 10, 100, or 1,000 credits in an hour if what you offer is in high demand – there is no cap on earnings. This encourages innovation, hard work, and entrepreneurship. The TBCS provides everyone a starting stake (through daily credits), but what you do with it is up to you. Talent, effort, and creativity are still rewarded richly by the market.
Unlimited Earning Potential: Building on free-market dynamics, there are no artificial limits on wealth accumulation. Aside from the modest systemic adjustment for population balance, what you earn, you keep. If you invent a cure, start a business, or create art that people love, you can earn far beyond the daily credit – just as you could with any other currency. TBCS doesn’t punish success; it simply ensures everyone has a fair start and safety net.
Inheritance and Gifts: Time credits can be freely given, gifted, or inherited. Just like you might pass on money to your children or donate to a friend in need, you can do the same with time credits. The system places no restrictions on transferring credits between people. This means family wealth and continuity are respected – if you wish to save up credits and leave them to your loved ones, you can. TBCS mirrors the familiar aspects of traditional finance (savings, gifts, inheritance) within its framework of fairness.
Borrowing and Lending: A functional economy needs the ability to borrow and lend, and TBCS supports this fully. Participants can engage in loans of time credits, whether peer-to-peer or through future financial institutions tailored to this currency. Interest rates and terms are determined by mutual agreement, just as in any free market loan. This ensures that credit and investment remain available to fuel entrepreneurship and allow people to make large purchases (like homes or education) by borrowing against future earnings, all within the time-credit system.
Voluntary Redistribution: Apart from the automatic birth/death adjustments, there are no inherent taxes or mandatory redistribution in TBCS. However, altruism and community support are encouraged as a cultural element. Individuals and groups can set up voluntary charity funds, communal pools, or social programs funded by donations of credits. The key is that any such redistribution is completely voluntary. Those who have more are free – and indeed morally encouraged – to help those in need, but the system itself does not confiscate or redistribute credits by force. This preserves personal freedom and ownership, while relying on human compassion and community spirit to foster sharing.
Decentralized Ledger & Transparency: The TBCS would operate on a transparent, decentralized ledger (for example, a blockchain or similar technology) to record all transactions and balances securely. Every credit in every wallet is accounted for on a public (or semi-public) ledger that anyone can audit, ensuring trust in the currency. No single authority mints or controls the currency; it is self-regulating via protocol. This decentralization means no government or bank can arbitrarily inflate or manipulate the money supply – it’s all determined by the transparent rules tied to time and life. People’s balances and transfers would be secure (cryptographically) yet open for verification, striking a balance between privacy and transparency to prevent corruption.
Self-Regulating Supply: Because the currency supply automatically adjusts to the number of living participants and their lifespans, the system is inherently stable and responsive to reality. As long as society thrives and people live full lives, new credits flow in at a steady, natural pace. If population growth slows or declines, the flow of new credits eases automatically. This creates a kind of built-in equilibrium. The value of the currency remains stable because it’s always proportionate to something tangible and universal (hours lived by society). Boom-and-bust cycles driven by monetary policy could be smoothed out by this gentle, organic calibration.
Universal Participation: Every human being is included by default. There’s no qualification to start receiving your daily credits – no job requirement, no means testing, no hierarchy. Whether you are a CEO, a farmer, an artist, a student, unemployed or retired, you receive the same daily 24 credits (minus tiny adjustments) as everyone else. This means zero people are left with nothing. Poverty, in the absolute sense of “no income at all,” is wiped out. Participation in the economy is a birthright and a fundamental aspect of being alive in society. This universal inclusion ensures a baseline of dignity and economic security for all, truly leaving no one behind.
Flexible Use of Credits: Time credits function just like money – you can use them to buy anything: food, housing, education, healthcare, entertainment, you name it. They can also be used for investments (e.g. fund a project, purchase equity if such markets develop in time-credits), or to trade for other currencies if needed. There are no restrictions on what is “allowed” to be purchased or sold with time credits. The system does not moralize or limit how you spend your credits; those decisions are left to individuals, governments and the free market. This freedom ensures that TBCS can underpin a vibrant economy with innovation and personal choice, rather than a controlled token economy. From tangible goods to services, from paying a friend back for lunch to funding a community venture, credits are as flexible as any currency – only their source and symbolism are different.

In summary, TBCS provides an unconditional daily income to all, ties the total money supply to something fundamentally human and egalitarian (time lived), and lets the free market handle the rest. It’s a fusion of equality and liberty: equal creation of money for each person, combined with the liberty to earn, spend, save, and transact as one wishes. Now let’s explore what this means for ordinary people’s lives.

Benefits for All

The Time-Based Currency System is designed to uplift every segment of society. Its effects would be profound for individuals, families, and communities:

Every Child, a Promise: From the moment of birth, a child in the TBCS world is not a financial burden but a blessing with economic value. Parents don’t have to worry that having a baby will mean an extra mouth to feed with no support – because the baby “pays for themselves” via daily credits. Imagine a society where every child comes into the world with a small but real income of their own. This could revolutionize childcare and education. Families of all income levels would have an easier time providing for kids, since each child contributes their share of credits to the household as they grow. This doesn’t diminish parental responsibility but rather reinforces that the community values each new life. It alleviates the financial stress of raising children, potentially leading to healthier, happier upbringings. Over time, this could reduce child poverty and give every kid a fair start, aligning with our moral commitment to meet everyone’s needs.
Empowered Youth: As children grow into teens and young adults, their accumulated credits (from years of daily distributions) give them a head start in life. A 20-year-old, for instance, would have received roughly 175,000 credits over their lifetime (or as a lump-sum if they just joined). This might allow young adults to pursue higher education or start a business without crushing loans, or travel and broaden their horizons, or simply not feel pressured to take the first job that comes along just to survive. Freedom to choose one’s path – that’s a gift TBCS offers to the young. It’s a world where following your passion or investing in your skills is more feasible because you have a financial cushion that you accrued just by living and learning for 20 years. This could unleash an era of unprecedented creativity and innovation from the next generation, as basic survival is less of a concern.
Dignity for the Elderly: In today’s world, many seniors worry about outliving their savings or becoming a burden on their family. TBCS directly addresses this anxiety. Elderly participants keep receiving credits every single day, as long as they live. Whether you’re 65, 85, or 105 years old, you continue to get your daily 24 credits. Your economic value to society doesn’t end with your formal career – because your life itself has value. This ensures seniors can maintain independence and dignity. They can afford care or assistive services if needed, or simply enjoy life – travel, hobbies, spending time with grandchildren – without fear of destitution. Society, in turn, benefits from the continued engagement and contributions of the elderly, whether it’s their wisdom, volunteer work, or even new careers they may pursue knowing they have a guaranteed income. Furthermore, the burden on younger generations to support aging parents is lessened, because the system inherently provides for them. This could transform how we approach retirement and elder care, making “golden years” truly golden and free of needless financial stress.
Baseline Security for All: At its core, TBCS provides something revolutionary: a form of Universal Basic Income (UBI) built into the currency itself. No one, regardless of circumstances, falls completely through the cracks. That struggling artist can keep creating, knowing they’ll have credits for food and rent. The laid-off worker can retrain for a new job without panicking about zero income in the meantime. The single parent can focus on their kids without fear of losing everything if they take time off work. By guaranteeing a baseline of resources, TBCS aims to eliminate extreme poverty and reduce inequality of opportunity. People would still have different outcomes based on their choices and efforts, but everyone starts from a place of some security. This could lead to a society with less crime, better health, and more civic participation, as people are freed from the constant stress of economic insecurity. It’s the embodiment of compassion in economic form – an economy where everyone matters.
Rewarding Contribution and Excellence: While everyone gets the basics, hard work and talent are still highly rewarded in this system. This is key to its appeal: it’s not leveling everyone to the same income, but rather leveling the starting field. Those who innovate, create jobs, solve problems, or excel in their field can accumulate far more credits from willing payers. The difference is, unlike the current system, nobody starts at zero. We preserve the incentives that drive progress – ambition, reward for effort, competition – while removing the cruel edge of destitution. In human terms, that means a more vibrant, motivated society, but one with a safety net under every tightrope. You might think of it this way: TBCS provides the floor, but the ceiling is left open by the free market. This balance can encourage people to take productive risks (start a new venture, learn a new skill, etc.), knowing failure won’t be ruinous. Great things have always come from those who dare to try – and when everyone has a cushion, more people will dare.
Community and Social Cohesion: When every member of society is guaranteed a share of the collective wealth each day, it reinforces a sense that we’re all in this together. This could strengthen social bonds and reduce the stigma around poverty. This sense of shared responsibility fosters solidarity. Under TBCS, helping others isn’t just charity – it’s subtly built into how money works. We might see greater empathy and cooperation, knowing that the currency itself is a constant reminder of our shared human journey: every credit in your wallet is an hour someone lived. How we choose to spend those hours – on ourselves or in service of others – becomes a moral question each of us engages with daily.

In short, the benefits of TBCS span from the deeply personal (relief from financial anxiety, empowerment to pursue one’s dreams) to the broadly societal (reduced poverty and inequality, stronger communities, a more dynamic economy). It transforms the economic game from a zero-sum scramble into something more akin to a family – where everyone gets some “inheritance” of value each day, and those who achieve more do so on top of that shared foundation, not at the expense of others. It’s about injecting our monetary system with humanity and compassion, without losing the vigor and innovation that competition brings.

Ethical Foundations: Needs-Based Morality in Action

The Time-Based Currency System is more than just an economic proposal; it’s built on a philosophical and ethical foundation aligned with The One Religion’s core tenets of Needs-Based Morality. For reading so far, you’ve earned an intermission song about what we really need and what we hope the Time-Based currency system can provide.

At its heart, this system is designed to fulfill the highest human needs and reflect our deepest values. Here’s how TBCS embodies key moral principles:

Security: Everyone deserves the basics of life. TBCS guarantees economic security by providing daily credits to all. This ensures that basic needs – food, shelter, healthcare – can be met without fear. In a world with TBCS, no one wakes up terrified of having nothing. This foundational security can liberate people from the constant stress of survival, enabling them to focus on personal growth, family, community, and self-actualization. It realizes the moral ideal that society should protect its members from extreme want and suffering.
Freedom: True freedom includes economic freedom. By coupling a guaranteed income with a totally free market, TBCS maximizes individual freedom. Participants have autonomy to choose their work, set their prices, spend their credits as they see fit, and shape their economic destiny. There are no heavy-handed controls dictating your choices – you are free to trade, innovate, and pursue what matters to you. This combination of a safety net with freedom to climb as high as you can imagine is empowering. It speaks to a core human need for liberty and self-determination, removing the coercion that often comes with desperate poverty or exploitative economic relations. Freedom flourishes when people are not held down by desperation.
Equity: Fairness and equality of opportunity are paramount. TBCS ensures a baseline of equity by giving everyone the same daily amount of new credits. Regardless of who you are or where you’re born, you start from an equal position in terms of money creation. It’s essentially universal, unconditional sharing of the world’s wealth growth (as measured in time credits). This doesn’t mean outcomes will all be equal – but it means the starting line is more equal than it has ever been in any economic system. It addresses systemic injustices not by dragging anyone down, but by lifting everyone up at the start. This reflects the moral stance that every human being’s life has equal intrinsic value. In practical terms, it’s a mechanism to hard-wire fairness into the economy’s DNA.
Responsibility: We are all connected, and with freedom comes shared responsibility. TBCS includes a feature of collective responsibility through its population adjustment mechanism. When someone dies, it is everyone’s duty to help account for that loss by a tiny reduction in their own holdings (unless they actively spend to avoid the fee, which still circulates those credits into others’ hands). In essence, the cost of maintaining balance is shared by all. This imbues the system with a sense of accountability to the common good and encourages real peace. We each benefit from the system, so we each support the system. Such proportional adjustments remind us that our lives and fortunes are interlinked. This is a moral stance against extreme individualism; it says yes, you are free and you keep what you earn, but you also bear a gentle responsibility for the health of the whole community.

These four pillars – security, freedom, equity, and responsibility – are seamlessly woven into TBCS. The system is thus not only an economic model but a moral statement: that a good society cares for its members, empowers them, treats them fairly, and fosters a sense of togetherness. It is economics with a conscience. The One Religion’s philosophy holds that by meeting these fundamental needs, we create the conditions for human flourishing and peace. TBCS is an attempt to encode that philosophy into the very money we use, so that every transaction, every salary, every purchase is happening in a framework designed for human well-being.

A Sustainable and Adaptive Future

One of the greatest strengths of the Time-Based Currency System is its long-term sustainability. Because it is tied to the rhythms of human life, TBCS naturally adapts to demographic and economic changes that often trouble traditional systems:

Adaptive Money Supply: In contrast to fiat money systems that swing between inflation and deflation as central banks react (or sometimes overreact), TBCS expands and contracts in harmony with population data. As more people join the world or live longer, more credits flow – supporting the larger number of lives. If population growth slows or reverses (as seen in aging societies), the daily credit issuance subtly adjusts downward so that the currency doesn’t become overabundant. This means the system self-corrects to avoid extreme inflation or scarcity. It’s a built-in stabilizer that requires no bureaucratic tweaks – it just follows life. Over decades and centuries, as humanity grows or possibly even settles on other planets, the currency seamlessly follows along: always there, always calibrated to how many of us are sharing this economic space.
Stability in Principle: Pegging currency creation to time lived anchors the economy in a very predictable, steady metric – the passage of time. While markets will always have some volatility, the underlying supply of money is on a smooth trajectory (24 credits per person per day) only minutely nudged by births and deaths. There’s no sudden printing of trillions of dollars, no arbitrary tightening that chokes a nation’s money supply. The transparency of this rule (everyone knows exactly how new credits come into being) can foster greater trust and long-term planning. Businesses and individuals can make decisions with the confidence that the rules of the game won’t unexpectedly change on them. In a sense, economic planning becomes simpler when you know that tomorrow and the next day, the amount of currency per person will remain virtually the same. This could encourage investment in productive ventures rather than speculation, as the monetary environment is more stable and clear.
Resilience to Shocks: Because everyone has a guaranteed income in TBCS, society is more resilient to economic shocks. In a recession or pandemic, for example, people wouldn’t lose all income even if they lost their jobs – they’d still have their daily credits to get by. This can act as an automatic stabilizer for the economy: consumer spending wouldn’t collapse to zero, because people always have some credits to spend. Likewise, during booms, while people might earn a lot more on top of their daily share, that baseline share prevents the lowest earners from being completely left behind by rising costs. By dampening the extremes, TBCS can smooth out the rollercoaster of economic cycles. It’s like a shock absorber built into the system, which makes the whole structure more robust against crises.
Encouraging Sustainable Growth: Since the currency supply in TBCS is linked to population and not directly to production or resource extraction, it subtly encourages thinking about human well-being as the measure of prosperity. Traditional GDP growth mindset often pushes for ever-increasing production (sometimes at the cost of environmental damage or worker exploitation) to justify money creation and profits. In TBCS, money creation is automatic and doesn’t require extracting more from the planet – it requires that people live and time passes. This paradigm shift could align economic incentives with sustainability: quality of life becomes as important as quantity of goods. Of course, people will still produce and trade and seek efficient growth, but the baseline money doesn’t depend on drilling more oil or cutting more forests. It depends on us. This creates room to reconsider what growth means – perhaps emphasizing growth in knowledge, art, technology, and social welfare, rather than mindless consumption. It’s an economy where human development is the core metric, which could harmonize with efforts to protect our environment and ensure resources are used wisely.
Technological Feasibility: We live in an age where technology can support a system as ambitious as TBCS. With modern computing and global internet, we can maintain a ledger for billions of transactions securely. Blockchain technology, for instance, has shown that decentralized currencies can work (as with cryptocurrencies) and that transparency and security at scale are possible. Implementing TBCS would likely involve a dedicated blockchain or similar distributed system where each person’s identity (perhaps anonymized via digital ID) is linked to their wallet of time credits. Every day, a smart contract or algorithm could automatically credit each account with 24 (minus the tiny adjustment) credits, and handle the removal of fractions of credits when needed for population balance. While the details need careful planning – and certainly robust safeguards against fraud or abuse – the infrastructure to do this exists or can be developed. This is not a fanciful utopia; it’s within reach if humanity chooses to pursue it.
Psychological and Social Shift: Admittedly, adopting a time-based currency globally would be a huge transition. We recognize that it requires a shift in how people think about money and value. Time has always been money in the metaphorical sense; TBCS makes it literal in a new way. There may be psychological barriers – people might initially distrust a currency that isn’t tied to something traditional like gold or a government’s promise. There would need to be extensive education, pilot programs, and gradual building of trust. The One Religion community believes that with open dialogue and demonstration of the system’s fairness, these reservations can be overcome. After all, money is ultimately a shared belief system – if enough of us believe in this just alternative, it can become reality. Moreover, younger generations already value new digital assets and ideas of shared economies; they could be the champions who normalize time credits in everyday life.

Of course, no system is perfect, and TBCS will have its challenges. We will need to think through questions like: How do we transition from the current monetary system to this one? How do we handle currency conversion during the changeover? How to prevent fraud or gaming of the system (for example, verifying deaths and births accurately, preventing false identities from claiming credits)? These are serious logistical issues, but they are solvable with collective effort, transparency, and the help of technology and good governance. In fact, the purpose of introducing this proposal is to invite exactly these kinds of questions and ideas from bright minds around the world. We believe that the potential rewards – a world with far less poverty, more equality of opportunity, and an economy truly serving humanity – are worth the effort to figure out the details.

🏛️ To the Governments of the World: Secure Your Legacy

We are not here to challenge your sovereignty; instead we propose a tool to secure national sovereignty for the next century by creating unprecedented economic stability and reducing social burdens from the ground up.

For too long, you have been forced to carry an impossible burden: managing economies built on shifting sands, trying to solve poverty with budgets that are never enough, and calming populations gripped by the fear of irrelevance in an automated world.

The Time-Based Currency System is not a replacement for your currency. It is a parallel system. Think of it not as a new national bank, but as a Global Public Utility, like GPS or the Internet. It is a foundational layer of economic stability that you don’t have to fund, yet your nation reaps all the rewards.

When every citizen receives a daily dividend, what happens? Desperation-fueled crime plummets. The crushing weight on your social welfare programs lightens. Your people, freed from the baseline terror of survival, become more innovative, more entrepreneurial, more engaged. They start businesses, they build communities, they create value within your borders, they pay taxes.

This system is the ultimate stabilizer. It is an economic foundation upon which you can build a stronger, more prosperous, and more resilient nation. Adopting it is not an act of surrendering power—it is the ultimate act of visionary leadership. It is the legacy of the generation that chose to build a floor beneath every citizen, unleashing human potential on a scale never before seen.

⚖️ To the Pillars of Finance: Seize the Greatest Opportunity in History

Let’s be direct. You’re looking at this system, and your first instinct may be to see this as a disruption. There is another way. Look close. We didn’t come to tear down the cathedral of finance; we came to give you the blueprints for a new one, ten times the size.

The Time-Based Currency System is not the end of banking. It is the beginning of universal banking.

For the first time in history, every single human being on the planet—all 8 billion of them—will become a depositor, receiving a direct credit, every single day. This is the largest, most predictable, most stable asset flow ever conceived.

Who will build the wallets that secure these funds? Who will create the seamless on and off-ramps to local currencies? Who will innovate the lending, investment, and insurance products for this multi-trillion-credit economy?

You will.

The TBCS is the raw, universal protocol. You are the application layer. You are the experts in security, liquidity, and wealth management. This isn’t your obsolescence; this is your expansion. This is the moment you stop being gatekeepers for the few and become the essential navigators for everyone. This is the opportunity to build the financial infrastructure for all of humanity.

🏢 To the Captains of Industry: Welcome to the Stable Global Market

You have spent decades mastering the art of navigating chaos. You hedge against currency fluctuations, you forecast volatile consumer demand, you spend billions trying to predict the unpredictable. What if we could offer you the one thing you’ve never had? Certainty.

First, we eliminate global transaction friction. Imagine a world with no foreign exchange risk. A world where paying a supplier in Vietnam or a developer in Nigeria is as simple as paying an employee in the next office. TBCS is a single, universal unit of account that erases billions in hedging costs and complexity from your balance sheet overnight. It’s the shipping container for global value transfer.

Second, and far more powerfully, we create the ultimate consumer base. The TBCS daily dividend means that every person on Earth has a stable, predictable, guaranteed income. The concept of a demand-shock recession becomes a relic of the past. Your market is no longer a fragile ecosystem subject to booms and busts; it is a permanent, reliable, global foundation of consumers ready to engage with your products and services.

This is not about ideology; this is about intelligent design. It is the most profound de-risking event in the history of commerce, unlocking a truly global market with a stability you have only ever dreamed of.

❤️ To Every Individual, Every Human Being: Claim Your Birthright

They built an economic world that told you a lie.

It told you that your value was conditional. It was the hours you worked, the job you held, the productivity you offered. It told you that you had to earn the right to live.

The Time-Based Currency System is built on a simple, radical, and undeniable truth: your value is unconditional. It is not in what you do; it is in the simple, miraculous fact that you are. Your time—every hour of your one precious life—has intrinsic, undeniable, economic value.

This system is not a handout. It is a birthright.

It is a daily dividend from the economy you are a part of just by being alive. It is the security to look your child in the eye and know you can provide for them. It is the freedom to leave a soul-crushing job. It is the courage to take a risk and start that business, write that book, or care for that ailing parent, knowing that you have a floor beneath your feet that will never be pulled away.

This is not a new currency. This is a new social contract. It’s the key to the cage. It’s the tool to build the world we have all known was possible—a world that finally, truly, values human beings first. It’s yours. All you have to do is claim it.

Join the Conversation: Your Voice Matters

What we’ve laid out here is an ambitious proposal and a starting point. The Time-Based Currency System has the potential to redefine the meaning of money and usher in an era of greater fairness and prosperity. But it’s not something that can or should be implemented overnight or by a small group alone. We need your input. This is a call for open discussion, critique, and collaboration.

At The One Religion, we believe in the power of collective insight and community feedback. We invite you – thinkers, professionals, students, parents, entrepreneurs, elders and youth from all walks of life – to reflect on this proposal. How does it make you feel? What questions does it raise? What challenges do you foresee, and what improvements might you suggest? Perhaps you have ideas on implementation, or concerns that haven’t been addressed yet. Share them. Every perspective is valuable in refining this vision.

This web page is an announcement of the proposal and a call for comment. In the spirit of transparency and collaboration, we will be hosting forums and discussion events (both online and in-person) where we can delve deeper into TBCS. Your feedback will directly influence how this concept evolves. Maybe you’ll help identify a flaw that needs fixing, or maybe you’ll bring up an example or use-case we hadn’t considered. Maybe you’ll even start a grassroots movement in your community to experiment with time-credit exchanges on a small scale. This is how big changes start: with conversation, with many minds working on a shared dream.

In closing, the Time-Based Currency System is about placing humanity at the heart of our economy. It asks, what if we valued time and life as our ultimate currency? It’s a system that dares to say: every hour of your existence matters, to you and to all of us. Imagine the dignity, hope, and empowerment that could spread from that simple truth. We are incredibly excited about this idea and its transformative potential. It aligns with everything The One Religion stands for – unity, compassion, and meeting human needs – by practical, loving action woven into the fabric of everyday life.

Now, we turn it over to you. Let’s talk about TBCS. Could this be a cornerstone of a fairer future? What concerns need to be addressed? We’re listening. Together, through thoughtful dialogue and collaboration, we can shape this concept into something truly world-changing.

Thank you for your time – both in reading this and in the literal sense of the hours and days of life you spend making the world better. We look forward to your comments, questions, and ideas. Let’s co-create an economy that serves us all, an economy where our shared time on this planet is both our common bond and our common wealth.

Let the conversation begin!